| Licensed/Faculty
and Classified Staff Insurance Cap Methods
Data based on review of district collective bargaining
contracts.
Insurance Cap Methods 2007-2008
by District (23k
 )
Full Pay Method
The employer pays the full premium cost for the designated health plan, regardless of cost.
Straight $Cap
The employer contributes a set dollar amount toward payment of the insurance program, regardless of actual total amount.
Cap and Split
the Increase
The employer contributes a set dollar or a set percentage amount toward payment of the premium, and splits the premium increase with employees.
$Cap and
Percent Increase
Similar to the CPI formula, except the parties determine a set percent or up to a percentage increase.
Straight
Percent Cap
The employer contributes a set percentage of the premium, regardless of the actual price of the insurance coverage.
Same
for Duration
The ultimate cap: the cap is set at a single level for the duration of the contract.
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